You aren't borrowing money for the charges you make. It's good for networking, outreach and more. Getting a credit card is a fairly straightforward process that requires you to submit an application for a card and receive an approval or denial. Credit cards allow for a greater degree of financial flexibility than debit cards, and can be a useful tool to build your credit history. Here are some easy ways to print your own cards.

Whether you are looking to apply for a new credit card or are just starting out, there are a few things to know beforehand.

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The difference with using a debit card, though, is that the money you spend with a debit card is yours.

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Never be caught without a couple to give out.

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